This year, about nine million men and women over the age of 65 will need long-term care. By 2020, 12 million older Americans will need long-term care. Most will be cared for at home; family and friends are the sole caregivers for 70 percent of the elderly. A study by the U.S. Department of Health and Human Services says that people... More

Long Term Care Insurance covers expenses associated with an extended illness or disability. These situations could include problems with cognitive function such as memory loss, confusion or disorientation, as is often seen with illnesses like Alzheimers disease. Examples of this type of care include help with daily activities such... More

Choosing a life insurance policy can be a difficult decision, and regardless of your current stage in life there are always financial obligations that must be considered. Life Insurance provides protection for your family and loved ones if something unexpected happened to you and gives you the foundation for a secure financial future. Important... More

An annuity is a contract between you and the insurance company. In return for your money, or “premium” the insurance company agrees to provide certain benefits such as: Read More >> expand(document.getElementById('ddet490743621'));expand(document.getElementById('ddetlink490743621')) *Your contract has a minimum guaranteed... More

Medicare does not pay for all of your medical expenses; this is why having a supplemental Medicare health plan is so important. Medicare Supplement Insurance specifically supplements coverage provided by Medicare Parts A and B. The benefits available in each plan vary as well as the premium amounts. Selecting the right plan and specific... More